A place for random thoughts....

see i could even get Craig over to help lay down floors:lol::lol::lol:

 

alright, now you gonna get a spankin!!8)

 

:lol::lol::lol:

 

is having way to much fun on here today!

I am ready to go home!

 

you guys have a great weekend, heading out and gonna go to CDH to wish Kitty Cat Happy Birthday, if any of you want to come, come on:cheers:

 

<-----is so ready for a COLD beer....or something alittle stronger

 

BTW

only 31 days till the first MNF of the season, with a great matchup

 

I'm all packed up for the beach again!! :hurray:

 

bout time.... geez... lets go lets go.... :cheers::cheers:

 

It pays not to panic .... I got an ARM mortgage about 5 years ago with a good low rate (at the time). After the first 3 yrs, it stayed almost the same so I didnt look at a re-fi. Last year my monthly payment went down by $100 when they adjusted. I just opened this years rate adjustment letter, and my monthly payment went down again, less another $110 off my monthly payment.

:hurray:

 

Good for you! ARM's are not necessarily the evil scourge some make them out to be. Used wisely, they are great! We had a 7 year ARM @ 4.375 %, so I have been enjoying that. (We never anticipated to still be living her all these years later) Refinanced when rates were low and it's still under 5%, now fixed. Someone wanna tell me what the drawback to that was?

 

I think my orig ARM rate was 6.25 for 3 years, and then last year it dropped to 5.50, and now its 3.50. So, i'm certainly not complaining. Especially when I got laid-off and was worried about what it would adjust to for this year. I am just tickled it went down again and thats one less thing I will have to worry about.

 

On another note.... I'll be looking forward to this one baby!!

 

I'm thinking that visiting 3 wineries in one day was a little much.........:lol:

 

i made fried squash and onions and it was really good, DH loved it - thanks KB:hurray::hurray:

 

Sometimes family is the biggest pain in the arse noun that can be typed.

 

:iagree: shame sometimes that you can pick your friends but not your family:lol:

 

Yep!! :cheers:

 

115 DAYS UNTIL MY MATERNITY LEAVE STARTS!!!! :hurray: ( that is if I am due on the actual due date which I doubt )

 

....and you can pick your nose, but not your friends' or family's nose... :lol: