Hwy 42 walmart opening

I worked part time at the wally world on 70 a few years back. And they don't have much of a health insurance policy. I think it took two years of full time employment before you were eligible for health insurance. And if I recall the deductable before insurance kicked in was around 2k. So the employee would have to pay 2000.00 in costs before insurance paid anything. That's including just general visits to your doctor.

 

Greedy Wally World :x like they of all companies could not afford to offer a better deal to their employee's when it comes to health insurance!!

 

Then don't work there.

 

http://www.hatewalmart.com/

 

unbelievable

 

Thats just mean!

 

I went today. After waiting 45 minutes to get up 42 out of Clayton because of the party at the new Doc in the Box I finally made it to Walmart. I have only one question. WHERE DID ALL THOSE PEOPLE COME FROM????

Don't get used to having all of those check out lines open. As soon as they suck you in they will close it down to two just like all of the others.

 

We were in there yesterday too and boy was it crowded. I almost had a panic attack with all those people around me. It was nothing like that Friday night. I guess as soon as the new wears off it will get better.

 

its nice and clean.....for now!

 

I have emailed both barnes and noble and borders no plans yet. You should email them too. Maybe it will work.

 

And again, if either were to open a store it would be in White Oak first, Smithfield 2nd, then maybe us. The population is much more in line and demographics to support that type of store here in places other than 40/42.

 

Ha. This reminds me of folks getting all excited about the KFC/Taco Bell combo @ 210/40 a few years back. I can tell you this - I haven't been there and I won't set foot in this Walmart either.

 

yep and yep. I agree 100%


and I don't understand why people have such high expectations, like it's going to be something new or different. It's a WalMart, it's Taco Bell....

 

With respect to health insurances, when companies are quoted premiums, it is most often an experienced based quote. In other words, the insurance company looks at the sex, age and previous health history of the employees to determine how "sick" they are and therefore how expensive they may be to the insurance company. Given the typical employee base the premium quotes for anything that doesn't include a high deductible was probably so high that neither WalMart nor the employees would be able to afford it. There have been triple digit increases in premiums for plans without the deductibles which is why so many employers are forced to move to the new Consumer Driven Health Care plans. These plans typically cover wellness at 100% without a deductible but anything else will be costly.

 

Wal-Mart has so many employees, I would guess their premiums must be among the lowest available. The larger the group, the more the risk is spread, the lower the premiums. Conversely, small businesses with only a few employees are charged higher rates, making it difficult for small businesses to provide health insurance for their employees.

 

One would think the larger the company, the lower the premiums but that is not the case. What affects the premiums are the amount of treatment/care employees receive. The more people you have on a plan, you run the risk of large sums of money being paid out for treatment/care. The more money paid out the more adverse affect it has on the rating a company is given by the carrier – bad ratings result in extremely high premiums. I worked for a law firm with 200+ employees. You would think our premium would have been low – not the case. One lawyer’s daughter had a liver transplant, several were diagnosed with cancer – that year, there was over $1 million in claims. My premium was paid by the employer but I had to pay our son’s premium. I finally had enough and got him on his own plan with BC/BS (which provided better coverage than the company I was with through my employer) – his premium is $113/month as opposed to $320/month. Though I no longer work for that company but I continue to stay with BC/BS – at least his premium rate is based solely on his health.

 

Claytonian is correct. The more employees with conditions such as diabetes, asthma or even women of child bearing age, the higher the premiums. The fact is that the insurance company knows that they will end up paying more for things such as maternity care or doctors visits. And, many employers/insurance companies are requiring employees to complete health risk assessments now during enrollment or shortly after. This information is said to be used to help people identify risk factors and reduce them but it is also being used to identify the costly employees....scary!

 

Yep - I sorta think thats part of the reason my dh was one of the many employees from his office that was layed off. Over the past 2 yrs, our daughter had to have 4 surgeries, nothing too serious or life-threatening, but the surgeries were not cheap!!! Thats also why we've opted to keep the benefits thru Cobra. I'm afraid someone else might not 'accept' her as a high-risk. :?

 

DH works for a huge, multi-national 100 year old company and our insurance premiums are outrageous!! My sister works for Aeorpostale and her insurance is amazingly cheap and amazingly good. I've considered working for them just for the insurance. I kid you not.

 

I worked at UPS, part-time, for this very reason. They cover their part time employees, 100%. The first three years of my boys life, all those 'well baby' visits and all the sickness that newborns endure. 100% covered. I worked (and I mean really worked, loading those big arse UPS freight trucks) 25 hours a week. The insurance was worth every drop of sweat.