Agressive drivers on 42?

hey... you be seeing the light now.... :cheers:

Drive Safely.....

 

Thanks. I know a lot of things have changed since I retired, but I didn't think that was one of them.

 

OK, so thanks to this thread I am no longer a tailgater. Except for one instance. If I'm driving at or above the speed limit and you pull out from a side street making me slam on my brakes then you drive below the speed limit I will give you a butt load of bumper.

Other than that I am reformed. But don't push me. :mrgreen:

 

That's one of my pet peeves! And then, likely as not, they will make a left turn at the next opportunity, slowing down even more. Still, they couldn't have waited 2 seconds for you to get on by. :x:evil:

 

easy there... lets not get so wound up this early... :grouphug:

:jester::jester::jester:

 

:cheers:

 

You get one "free" moving violation within a three year period. If you get a 2nd, then both are picked up by your insurance co.

 

So I can get convicted of driving 80 in a 45, or passing a stopped school bus, and my insurance won't go up if I don't have another violation in 3 years? You might want to double check with your insurance company on that.

 

Those two don't count as one of the "free" moving violations.

 

Of course not. Good luck getting a PJC on those.....

 

LOL... Wulfster... so how long you been a SHP????? 8)8)8)

 

Right. The only "free" moving violations you get are speeding not more than 10 over. You also get one "free" accident with property damage not over $1,800 and no PI.
http://www.ncsu.edu/stud_affairs/legal_services/legaldocs/Trafficpoints.htm

Please note the significant asterisks.

 

Right KDS, that is what I was saying. I think we are on the same page but wording things differently. Your earlier post sounded to me that you were saying that if you got one 10 and under ticket that it was free unless you got another speeding ticket. What I was pointing out is that it wasn't just speeding that was "free" and if you get a 2nd moving violation whether speeding or not, then the ins co will pick up both.



BTW, I was about to post that same chart for you.

 

IMO, its never a good idea to plead guilty to a moving (particularly speeding) violation, even if the first one is free. Should a person get another (statistically very likely) within the three-year period that a violation stays on your record, it will be harder to deal with. Furthermore, if you are to incur any type of damage to your vehicle later on during that period that is inflicted by your own fault, filing it against your insurance will cause your insurance to go up. You hit a large dog or a deer or have a minor fender bender in a parking lot with a speeding conviction already on your record, you're going to wind up paying considerably more for your insurance for quite awhile. It's sort of a roll of the dice. Pleading guilty to a first offense of speeding is the easiest way out, but I personally wouldn't ever go that route.

 

OK, reading what you wrote, it looked to me like you were saying other moving violations are free, not just speeding. I agree, any moving violation during the 3 year period will result in losing the "pass" you got on that one. So we're on the same page now, anyway.

 

It's always better to go to court rather than just pay the ticket. The DA and the judge are almost invariably willing to reduce the charge to one that will have a lesser or no impact on your insurance rates, and you don't really need a lawyer in most cases. Although it might be worth it to hire a lawyer so you don't have to miss work, depending on your circumstances.

 

:cheers:

From an earlier post, I gather that you are a retired agent? I have been around insurance my entire life, but have only been licensed for 10 years.

 

No, I'm a retired lawyer. I went back and re-read my original post, and I see why you thought I was saying something other than what I meant. I should have said "another moving violation" instead of "a second one."

 

Jester, your insurance can also be affected by a "not at fault" accident.

 

Fox would straighten that out for you ... if only you watched... :cheers: