I've been looking online just to get an idea about approximate cost,was looking at quote from Humana One,called Autograph total,for a monthly payment of $433 with a $10400 deductible,it says it pays 100% at a doctors visit after the deductible is met,does that mean the full $10400 has to be paid before they cover anything? Thanks!
That's exactly what it sounds like since it says "after deductible is met." You would have to pay the first $10400 in medical bills before they would cover a doc visit in full.
That sounds like an HSA policy (Health Savings Account) with that high of a deductible. I think the way those work is you can put pre-tax money into an account to offset a portion of the deductible, and pay your medical expenses out of it.
Hands Down. Blue Cross of NC is the best insurance. It's been very good to me and my family. Aetna sucks!
Have you had any luck in finding any other reasonable insurance quotes? The end of the yr will be the end of our 15mths w/ the reduced cobra, we'll have to find some family coverage. :banghead:
No,nothing yet. I got a online quote from BCBS around $374 for myself but I know that will go sky high as soon they hear about my pre-excisting condition.This was with Blue Advantage with a $2500 deductible. Good luck to you though!
