Stink!!!! Sorry, a bit of a vent here. We currently have a construction loan and have to roll it over to a 30 year fixed rate by the end of the month. (Note, just got our CO last week) Seems as though the rates are up right now and I don't have much time to wait!!! I was quoted anywhere from 6.375% to 5.875%. I WANTED IT TO BE AROUND 5.5% :cry: I hate these things!!! And dammit, where is my crystal ball!!!!! Oh, any other recommendations, I have checked with SunTrust, SECU, Four Oaks, Wachovia and First Citizens. Thanks.:neutral:
Cathy Stubbs Branch Manager / Senior Loan Officer Cell: 919-422-2800 Fax: 1-866-561-9030 Email: cstubbs@wrstarkey.com
Mortgage Refinance from Construction Loan Depending upon you credit score, you would be looking at 5.75% for a thirty year fixed mortgage. Feel free to give me a call at 553-9922 and we can discuss you specific situation. Rob Ballance Carolina Mortgage Authority, Inc.
15yr Rates Depending on credit scores, 15yr rates are as low as 5% today. Rob Ballance Mortgage Consultant 919-553-9922
Anything under 6% is good. Remember the rate during the Jimmy Carter era. Drop me your addy. I have a box of Kleenex for ya!
Nope, we refinanced in Nov and definitely not an ARM, but was lower than other places had quoted me. We got a 30 year fixed through Cathy at WR Starkey.
Nope Heck I remember when we first bought our home we had a 30 yr. fixed and interest rates dropped and she ended up getting us a 20 yr. fixed and my payments stayed the same. She was able to pay the PMI upfront and it wasn't financed in the monthly payment, but was still in the loan. She's been doing this for like 20 some years and knows all the ins and outs and if you've got good credit can pretty much work you one hell of a deal. :lol:
