Going to roll it over to an IRA or another choice that will not kill my pension plan with taxes or a penalty fee. Any advice?
I would recommend you find a Certified Financial Planner to advise you. You can find some that only charge an hourly fee for advice vs. being paid when you buy products from them. This would be called a fee only financial planner.
Or..You could always purchase real estate through an IRA *wink*wink* There are a bunch of great financial advisors in the area depending on what you plan to do.